Financial success comes in a variety of random unplanned ways. Some could win the lottery, but even those lottery winners all need a plan to stop their newfound wealth to disappear through their fingers. Which is usually the case. Every noteworthy accomplishment starts life as a simple goal which turns into specific action plans.

Wealth creation doesn’t happen by chance. Planning is key. If you’re not the person that writes to-do lists daily, you need to become like that.

A person that “goes with the flow” and sees what happens is not a viable way to become successful. You’re going to spend all that energy on tasks and people that are not going to bring you closer to your specific goals in mind. Plans and attention to details are going to become your new set of friends now.

When you have a conscious choice to be structured in how you use your energy, time and all resources you have, you are making a decision that planning is important to you. It’s making sure that you have all the details correct. There’s always going to be room for good fortune and luck that you don’t expect, but these all tend to happen more often for those that are structured to adopt a PLANNING MINDSET.


Think about your financial and personal goals. They might be just dreams for you now like “I want to have Php 100,000,000 in my savings accounts” or like “I want to retire before I hit 40 years old” or “I want to own plenty of properties”. Those are nice, as your early draft details.

Using the SMART Goal Framework (read here from my previous blog https://antonioaguirrejr.com/s-m-a-r-t-goal-framework-any-why-it-helps-you-create-goals/) which stands for:

Timeframe Bound

Write down your answer and then re-write your goals as detailed plans. The vague goal of you “owning plenty of properties” now looks like this with the SMART Framework:


– I will create a Php 100,000,000 property portfolio
– I will do it within 5 years starting today
– I will do it through a number of small rent-to-own properties
– I will do it in areas that are close to Colleges and Universities
– I will take bank mortgage financing options
– I will use the deposits from my savings to purchase it

Notice how detailed you became because of this? Like myself, I write down on a notebook all my personal and business goals and I look at it every morning, even before going to bed. It keeps me focused on what I need to do daily, and not just going with the flow of things, which most people choose to do.

You can create detailed SMART goals by breaking down your tasks with monthly and quarterly targets. You can try using a Gantt Chart to capture the tasks and activities you need to do usually in a week or a month’s time.

Make this as part of your daily habits. Try to do this for 21 days straight and notice how focused and detailed you will start to become with your goals, including how clear it now becomes to you of how/why you do these small things every single day.

Question of the day: What are your goals? Need help with them using the SMART Goals Framework? Let’s talk.

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What people talk 29 Comments

December 13, 2020 Jimbo

I believe that we have a lot of goals in life. My main or most important goal is to get a higher education. Gaining knowledge makes you more closer to your goals. Education is powerful tool to change & achieve your dreams in life.

December 13, 2020 Khel Lawrence

Every person has their own goal/objective in life. Some really do plan it, some just “go with the flow”. These two concepts have their own pros and cons as, for me, in reality, does not really happen. Some might plan ahead of time, but then stumbles in the start or in the middle of the plan, then think it is ruined. Some will fix it, some will give up on it.

Again, it really depends on the perspective of the person and on their current status in life.

December 17, 2020 Jimbogs

My goal is to see some improvement in me everyday in all aspects

December 18, 2020 Joseph

My greatest goals in life is to inspire & influence other people. I want to have a strong mind to show to people that I live for a purpose and that is to serve and help them to create a positive outlook in life in hopes for a better living.

December 18, 2020 Glaiza dizon

Setting goals for yourself is important, no matter where you are in life. Without clear goals to drive you forward, you won’t know if you’re making progress in the activities you consider most important.
In our experience, those who set clear goals for themselves tend to enjoy greater success more consistently.
Specific and measured goals are the key to success, no matter what you’re looking to achieve.

December 20, 2020 Nico

My transient objective is to find a particular line of work where I am truly anticipating work with the goal that it will be simple for me to follow my energy and furthermore l anticipating improving my insight, abilities and my latent capacity.

Long haul objective is to take a gander at the things what I have accomplished in the underlying time frame and anticipating what should be accomplished further.

December 20, 2020 james

I will probably turn into a certified individual from an association where I can convey my best through my capacity, ability, truthfulness, and honesty.I needed to be autonomous and accomplish that level so I can help other people without taking consent from anybody. I generally attempt to redesign my insight and consistently needed to learn new things whether I accomplish anything in my life.

December 20, 2020 Jerome

I will likely keep God first consistently. I discovered that you can do nothing without him. Regardless of how hard you may attempt, or keep him out, you can’t. God is a major piece of lifeand I take him with me any place I go. That is the thing that everybody shoud do.To arrive at all of my ideal objectives. In the event that I arrive at all of my objectives, I would be an extraordinary accomplishment in my life. I might want to help and offer cash to good cause. I couldn’t imagine anything better than to help everybody. That is one of my highest objectives in my day to day existence.

December 23, 2020 belle Caniga (pinay_trk)

I want to set goal because it helps me to motivate to turn my vision into reality. It helps me to choose where I want to go in life, precisely what to achieve, where to concentrate my efforts. It give also a long term vision and short tem motivation. I gain knowlegde and helps me organize my time and resources. I raise sefl-confidence as I recognize my own ability and competence in achieving my goals.

February 11, 2021 James Santos

Your goals need to be Specific, Measurable, Assignable, Realistic, and Time-Bound. Specific means you define exactly what it is you will be achieving. Measurable means that there must be a relatively simple way to say yes or no to whether the goal has been achieved. Assignable means that it is possible to have someone own the goal’s completion (if it’s a personal goal, this is you – if it’s a goal of an organization, you must be able to pick someone to own it or it won’t get done.) Realistic means that though you want to stretch yourself, don’t make the goal so difficult that your failure is all but guaranteed. Time-Bound means that the goal has a time associated with it that indicates when you expect to complete the goal – this keeps pressure on the goal to make sure it doesn’t slip to the back burner and never get completed.

Making goals specific and clear so you can achieve them easily, you need to only specify the things that are relevant to complete the goal. You can also break the goal into smaller goals which also helps simplify things.

February 11, 2021 Dwayne

Envision your future self. When you set your goals, try to have a connection with a future version of yourself by creating a vivid image of your future self when you achieve your set goals. As you maintain a clear perception of a person you’ll eventually become from now, it will continually remind you of what all efforts you need to put.

Start by collecting stories, images, books and phrases that synchronizes with the person you want to become. Keep them always in sight. Explore and connect to your broader life dream to see where your long-term goals fit into the larger picture.

February 11, 2021 Dwayne

Make plans to take action. The challenge comes in following a plan to make those goals a reality. It’s time to develop your plan. You’ve reached the final stage of your goal. Now it’s time to figure out how to get there.

Start by breaking down your goals. You’ll be able to better know what exactly you want to accomplish. Make a to-do list to develop quickly. I usually make mini goals that take me towards the big goals. For each goal, find what effort you need to take. Schedule your actions to set up your foundation. Over time, you’ll be happy to see how each small step you take leads to the big goal.

February 11, 2021 Dwayne

You only need to take a step ahead every time. And there you’ll reach your destination. Believe in yourself. And you’ll be always on the right path.

Good Luck!

February 11, 2021 Edward

Setting goals is your number one tool to success. If you want stuff done, and stuff done efficiently, you must set goals.

First of all, you need to set meaningful goals that you will care about. It’s about quality, not quantity. Set rather a couple of big goals, than many small and easy goals.

Do it together with someone. This is called accountability and is extremely powerful. It’s used by life coaches and in mastermind groups to make progress much faster.

February 12, 2021 Anton

We all have goals in life. Each one of us wants to achieve something, whether great or small, at some point in our lives. We have deep-seated hopes and dreams for the future and a burning desire to accomplish some great feats.

Life goals are what we want to achieve, and they’re much more meaningful than just ‘what we need to accomplish to survive’. Unlike daily routines or short-term objectives, they drive our behaviors over the long run. There’s no single psychological definition for them, and they aren’t strictly a clinical construct, but they help us determine what we want to experience in terms of our value.

And because it’s personal ambitions, they can take many different forms. But they give us a sense of direction and make us accountable as we strive for happiness and well-being—for our best possible lives.

February 12, 2021 Anton

We have multiple dreams. And we know what makes us happy, what we’d love to try, and we may have a idea how we’d go about it. But setting clear goals can be beneficial in several ways, above and beyond wishful thinking: here are a few.

1. Setting Goals Can Clarify Our Behaviors

2. Goal-setting Can Promote Happiness

3. They Encourage Us to Use Our Strengths

February 12, 2021 Anton

Be specific about goal. The first step in the SMARTER method of goal setting is to get highly specific about what you intend to achieve. You have to ensure that it’s measurable so that it can be tracked, but you also have to put a great deal of detail into what it is you intend to achieve. You can’t just say you want to be rich. It doesn’t work that way.

February 12, 2021 Anton

Pick those goal who can we achieve.

When you pick goals that should be achievable, not only are you more likely to achieve them, but you can also develop some momentum in the process. It’s exciting to accomplish a goal that is currently out of reach, no matter what that goal is. Once you get there, you’re fuelled by the zeal and enthusiasm of reaching your goal.

Find goals that are big, but not impossible to achieve, at least for your shorter-term goals. Plan your 12-month goals so that they act as milestones or markers towards the longer-term, much bigger goals. Then, be sure to create a massive actions plans that help you see things through.

February 12, 2021 Anton

Goals must be time-bound in order to be achievable. When do you plan on achieving this goal? Don’t just say you want to get rich in the future or make a million dollars in the next few years. You have to pick a date on the calendar if you’re serious about achieving that goal.

February 12, 2021 Anton

Evaluate your progress. When goals are time-bound, they can be evaluated, allowing you to track your progress along the way. The more meticulous you track your goals, the more likely you’ll be to follow through. Pick a system for tracking your goals, and do it every single day. This will give you a barometer towards success.

February 12, 2021 Nigel

One of the biggest challenges in meeting any goal, whether it be related to productivity, waking early, changing a habit, exercising, or just becoming happier, is finding the motivation to stick with it.
If you can stick with a goal for long enough, you’ll almost always get there eventually. It just takes patience, and motivation.

February 12, 2021 Nigel

Motivation is the key, but it’s not always easy, day in and day out, to find that motivation.
What follows is a guide to motivation using what I’ve learned over the last few years in a series of successful accomplishments, goals and habit changes. I’ve had many failures, but also many successes, and I’ve learned a lot from all of them. Motivation has been a particularly important topic of exploration for me.

February 12, 2021 Nico

Motivation is what drives you toward a goal, what keeps you going when things get tough, the reason you get up early to exercise or work late to finish a project. There are all kinds of motivations, of course, from positive to negative. Having a boss threaten to fire you is motivation — you’ll likely work harder to complete a project with that kind of pressure. But I find that positive motivation works better — if it’s something you really want to do, you’ll do a much better job than to avoid something you don’t want (such as being fired).
So motivation, in its best form, is a way for you to want to do something. There may be times, for example, when you don’t feel like getting up early, and in those times you may seriously just want to sleep in (not that there’s anything wrong with that). But if you have a reason to want to get up early, something you really really want to do, you’ll jump up out of bed with excitement.

The best motivation, then, is a way for you to really want something, to get excited about it, to be passionate about it. Remember that, as there are many other types of motivation (especially negative), but in my experience, this is the kind that works the best.
There is only so long that you can go trying to motivate yourself to do something you don’t like to do, something you don’t want to do. But if you find ways to really want to do something, you can sustain your effort for much, much longer.

February 12, 2021 Genesis

Print it out, post it up. Print out your goal in big words. Make your goal just a few words long, like a mantra (”Exercise 15 mins. Daily”), and post it up on your wall or refrigerator. Post it at home and work. Put it on your computer desktop. You want to have big reminders about your goal, to keep your focus and keep your excitement going. A picture of your goal

February 12, 2021 Jerome

To achieve goals you must know what it is you want to create in your life. Do not allow your goals to remain only in your thoughts, but rather write them down, for anything that is written down, and in front of our eyes on a daily basis will have a better chance of accomplishing. Reading and re-reading your goals will allow you to pursue and intensively realize them, and also will create an external feeling of urgency: those 2 traits will not be valid if your goals remain only in the form of just a thought.

February 12, 2021 Joseph Santos

Setting and reaching goals for your life is not an easy process, it is so much easier just to live the same life day in and day out, where nothing is risked, but also nothing is gained, however I can assure you that in the very moment when you decide to take the first step and reach for a goal, your life will never be the same, and each day will be filled with excitement, joy and happiness. The reward will be much greater than the sacrifice, and your life will be forever transformed. Remember that a mind once stretched will never come back to its original dimensions.

I wish you that on your way to accomplishing your goals you will become a light in your world, a light that will shine brightly on your family, church, city, and even world community, that you will become a positive force of change in the world, of change that will improve the lives of many people in your immediate surroundings and across the globe. It is already within your power, but only you can make the decision to use it. I hope your decision will be “YES”.

February 12, 2021 Edward

You must make your own path in your lives. If you fail you can guide, if you succeed you can lead.

February 12, 2021 Rome

There is tons of goal-setting advice out there, like do daily/weekly/monthly planning sessions, get an accountability partner, use goal-tracking apps, or create a mantra and repeat it to yourself every morning to help you keep motivated. Many people have accomplished goals using these methods, but MANY, MANY more have not.

You probably set a personal goal because it is something you really want to do. How curious that so many people set goals for things that are really important to them, but then don’t follow through. Why is that?!?

If you look at the underlying principle of these methods, you will see the secret. People don’t do what they “should” do. They also don’t do what they want to do. Instead, people do what is easiest.

That’s the secret. The most important thing in goal-setting is to find ways to make the goal easier to accomplish than the alternative (not accomplishing it).

When new goals become habits, acting on the habit may become easier than not acting on it. But in the meantime you have to manipulate your environment to guide you towards the habit creation. Create systems that make the goal easy to accomplish. (For example, if your goal is to go to bed earlier, wake up super early so you are dead tired at the end of the day, or set an alarm that will go off when you should start getting ready for bed, or set up a Wi-Fi control that shuts off all your internet at a certain time.

Systems and environmental tweaks are the best way to accomplish the important goals in your life. This is my opinion.

February 13, 2021 READY TO START YOUR OWN BUSINESS? - Antonio Aguirre Jr.

[…] & selling, to whom you are selling, and what your price is. Create a business plan (READ here: Have Clear Goals & A SMART Plan) and include financial forecasts. Adding into that, learn also how to understand your cashflow. 3. […]

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